Nationwide Mutual Insurance Co.
Another insurance company bent on targeting the next profitable people, the youth, has a “SmartRide” program in Ohio, Virginia, West Virginia, Delaware, Washington DC, and Maryland. Customers enjoy a 5% discount when they participate in an online safety tutorial.
Most of these so-called discounts are not without their “guarantee” that the drivers the insurers are going to be investing in are not risky investments. Programs that test the safety know-how of the drivers or those that require drivers to attach some sort of tracking device are just some of the safety precautions that insurers take in response to investing in these risky drivers.